insurance accepted

Insurance Accepted at Paramount Health and Wellness in Portsmouth, VA

Insurance accepted at Paramount Health and Wellness in Portsmouth, VA includes TRICARE (including TRICARE For Life), Medicare and Medicare Advantage, Virginia Medicaid (Cardinal Care) plans, and major commercial insurance for primary care and mental health visits [CONFIRM: final plan list]. Self-pay is available. Call (757) 809-7807 and our team will check your coverage before your first visit.

Plans we accept

Which insurance plans does Paramount Health and Wellness accept?

Paramount Health and Wellness is a primary care and mental health clinic in Portsmouth, VA that accepts TRICARE, Medicare and Virginia Medicaid. Paramount Health and Wellness accepts the plans below at its clinic at 3220 Academy Ave, Portsmouth, VA 23703. Plans change, so call (757) 809-7807 to confirm your plan before your visit. Coverage for any service depends on your plan's benefits.
Insurance type Plans we accept Notes
TRICARE East (Prime and Select) · TRICARE For Life · US Family Health Plan
Most non-active-duty beneficiaries don’t need a referral for outpatient mental health
Original Medicare (Part B) · Medicare Advantage: AARP/UnitedHealthcare, Cigna Medicare Advantage
Yearly depression screening at no cost when the provider accepts assignment
Virginia Medicaid · Aetna Better Health of Virginia · UnitedHealthcare Community Plan · FAMIS
Waiting for confirmation
Blue Cross Blue Shield of Virginia (Anthem) · Cigna · Humana · All Savers (UnitedHealthcare)
Copays and deductibles depend on your plan
Self-pay
Ask for a Good Faith Estimate of your costs
Don’t see your plan?  Call us anyway. We’ll check whether we’re in network and explain your options.

military families & retiress

Does Paramount Health and Wellness take TRICARE?

Yes. Paramount Health and Wellness in Portsmouth accepts TRICARE East (Prime and Select), TRICARE For Life and US Family Health Plan for primary care and mental health care off base.
Do you need a referral? It depends on who you are:

Tricare Select

no referral is needed for outpatient mental health care, except for psychoanalysis and outpatient substance use disorder therapy.

TRICARE Prime (family members and retirees)

no referral or pre-authorization for outpatient mental health visits, with the same two exceptions.

Active duty service members

you need a referral and pre-authorization from your primary care manager to see a civilian provider. Ask your PCM first.

TRICARE For Life

Medicare pays first, then TRICARE. For services both cover, you’ll generally have no out-of-pocket costs.

Portsmouth is home to Norfolk Naval Shipyard and Naval Medical Center Portsmouth. Saturday hours make off-base care easier to fit around duty and school schedules.

A father and his children

seniors and caregivers

Does Paramount Health and Wellness take MEDICARE?

Yes. Paramount Health and Wellness accepts Original Medicare and several Medicare Advantage plans, including AARP/UnitedHealthcare and Cigna Medicare Advantage.
What Medicare Part B covers for mental health:

Portsmouth is home to Norfolk Naval Shipyard and Naval Medical Center Portsmouth. Saturday hours make off-base care easier to fit around duty and school schedules.

What Medicare Part B covers for mental health

What you pay

20%

After the Part B deductible, you usually pay 20% of the Medicare-approved amount for visits to diagnose or treat a condition. Medicare Advantage plans set their own copays, so we check your plan’s benefits before your visit.

Medicare patients who are homebound or caring for a wound can also ask about our mobile wound care visits.

Virginia Cardinal Care

Does Paramount Health and Wellness take Virginia Medicaid?

Yes. Paramount Health and Wellness accepts Virginia Medicaid, including Aetna Better Health of Virginia and United Healthcare Community Plan.

Virginia Medicaid is now called Cardinal Care. Most members get their benefits through a health plan (MCO). Since July 1, 2025, Humana Healthy Horizons in Virginia has replaced Molina.

Before your first visit:

Have your Cardinal Care ID card and your health plan’s member card ready.

If your plan assigns you a primary care provider, call your plan’s member services to make Paramount your PCP.

Not sure which plan you have? Call the Cardinal Care helpline at 1-800-643-2273.

Employer & Marketplace Plans

Which commercial insurance plans do you accept?

Paramount Health and Wellness accepts major commercial plans, including Blue Cross Blue Shield of Virginia (Anthem), Cigna, Humana and All Savers (UnitedHealthcare). Your copay, coinsurance and deductible depend on your plan. We'll check your benefits when you call.

No Insurance

What if I don't have insurance?

You can still be seen. Paramount Health and Wellness offers self-pay visits for primary care and mental health.

How It Works

How do I check my coverage before my first visit?

It takes one phone call. Our front desk checks your benefits before your visit, so there are no surprises.
1

Call (757) 809-7807

Monday–Saturday, 8 AM–5 PM. Have your insurance card ready.

2

Tell us what you need

Primary care, mental health, or both.

3

We verify your plan

Whether we’re in network, whether you need a referral, and your expected copay. 

4

Book your visit

Same-week appointments are available, in person or by telehealth.

Questions to ask your plan if you call them yourself

Be Prepared

What should I bring to my first appointment?

Bring these to your first visit at Paramount Health and Wellness:
credit-card
Your insurance card(s): TRICARE, Medicare, Medicaid or commercial
A photo ID
Previous medical records, including test results from other clinics
All current medications, with prescriptions

More questions? See our FAQ.

Go Deeper

Insurance guides by plan

Tricare

off-base care, referral rules for Prime, Select and active duty, TRICARE For Life.

Medicare and Medicare Advantage

what Part B covers, what you’ll owe, mobile wound care.

READ MORE

Virginia Medicaid (Cardinal Care)

which health plans we accept and how to choose us as your PCP.

Commercial insurance

Blue Cross, Cigna, Humana and UnitedHealthcare plans.

Self-pay

rates and your Good Faith Estimate.

Our Promise

Why patients choose Paramount Health and Wellness

Integrated Care

Primary care and mental health from one team, so your plan covers both under one roof.

Access

Same-week appointments; open Monday–Saturday, 8 AM–5 PM.

Experienced Leadership

Led by Dr. Relindis Nsofon Mutia, DNP, FNP, PMHNP-BC, a dual board-certified nurse practitioner.

Trusted by Patients

4.9 stars from 27 reviews on Tebra (as of 2026-09-29).

Written by Paramount Health and Wellness.        Reviewed by [CONFIRM: reviewer]            Last updated 2026-09-29

FAQ

Insurance Questions, Answered

Still not sure about your coverage? Our front desk can check your plan in one call.

Most patients don’t. TRICARE Select, TRICARE Prime family members and retirees can book outpatient mental health visits without a referral, except for psychoanalysis and substance use disorder therapy. Active duty service members need a referral and pre-authorization from their primary care manager. Medicaid and commercial plans vary, so call (757) 809-7807 and we’ll check your plan.

Yes. TRICARE covers outpatient mental health care from TRICARE-authorized civilian providers. Paramount Health and Wellness in Portsmouth accepts TRICARE East Prime and Select, and most family members and retirees can book without a referral. Active duty service members need a referral and pre-authorization first.

Medicare Part B covers psychiatric evaluations, medication management and psychotherapy. After the Part B deductible, you usually pay 20% of the Medicare-approved amount. Your yearly depression screening costs nothing when the provider accepts assignment. Medicare Advantage plans set their own copays, so we check your benefits before your visit.

Paramount Health and Wellness accepts Virginia Medicaid (Cardinal Care), including Aetna Better Health of Virginia and UnitedHealthcare Community Plan. If your Cardinal Care health plan isn’t listed, call (757) 809-7807 and we’ll check whether we’re in network before you book. 

Call (757) 809-7807 before you book. Our team will check whether Paramount Health and Wellness is in network for your plan and explain your options, including self-pay. Plans change often, so a quick call is the fastest way to get a definite answer.

Self-pay rates depend on the type of visit. Call (757) 809-7807 for current rates. If you aren’t using insurance, you have the right to a Good Faith Estimate of your expected charges before your visit when you schedule at least 3 business days ahead.

Paramount Health and Wellness offers same-week appointments for primary care and mental health, in person at 3220 Academy Ave in Portsmouth or by telehealth, Monday through Saturday. Call (757) 809-7807 to check your coverage and get the next available time. If you’re in crisis, call or text 988 right away.

Not sure if you're covered? We'll check for you.

One call to (757) 809-7807 and our team will confirm your coverage and book your same-week visit.

References

  1. TRICARE, “Mental Health Appointments,” Defense Health Agency: tricare.mil
  2. TRICARE, “TRICARE For Life,” Defense Health Agency: tricare.mil
  3. Medicare.gov, “Mental health care (outpatient),” CMS: medicare.gov
  4. CMS, “Good faith estimate,” Centers for Medicare & Medicaid Services: cms.gov
  5. Virginia Cardinal Care Managed Care, Virginia DMAS: virginiamanagedcare.com
  6. Virginia DMAS, “Cardinal Care Managed Care” (members): dmas.virginia.gov